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This code applies specific rules to credit reporters to ensure the protection of individual privacy. It addresses the credit information collected, held, used, and disclosed by credit reporters.
For credit reporters the code takes the place of the information privacy principles.
Credit Reporting Privacy Code 2020
There are three main credit reporting companies in New Zealand; Centrix, Equifax (formerly Veda), and illion (formerly Dun & Bradstreet). You can ask for your credit report from each company online:
The Credit Reporting Privacy Code 2020 gives you specific rights. These rights are summarised in the below document.
Credit Reporting Summary of Rights
Credit reporters must display this summary on their websites and must provide it to people in certain circumstances, including when responding to a person's request for a copy of their credit report.
You can access the summary of rights in the following languages:
| Arabic | Fijian | Samoan |
| Simplified Chinese | Hindi | Spanish |
| Traditional Chinese | Korean | Tongan |
| Farsi | Māori |
Further information
